Buying your first home? Don’t miss these key negotiations:
1. Interest Rate: Shop around! Get loan estimates from three different banks and let them compete for your business. This can help you secure the best interest rate. Alternatively, use a mortgage broker to do the shopping for you. 🏦🔄
2. Closing Costs: Negotiate with the seller to cover your closing costs or buy down your interest rate. This can significantly lower your monthly payments, often more effectively than negotiating the sale price alone. 💰📉
3. Sales Price and Extras: If the seller won’t budge on the price, ask for appliances like a washer and dryer to be included. Remember, everything in real estate is negotiable! 🛠️✨
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